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Cash payout and emotional support in the event of an accident at home, at work or abroad. From only £2.99 per month.*

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* Silver Cover

Personal Accident Cover

Related Information

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0800 316 8926

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About the plan
  • With a AIG Personal Accident Insurance Plan in place, if an accident results in a permanent injury, a hospital stay of over 24 hours or even death as the result of an accident, you could get a cash payout as shown in the table below, depending on the injury and level of cover selected, up to a maximum of £125,000 with Silver cover or £500,000 with Platinum cover for the most serious injury.

Benefits at a glance

  • Cash paid in addition to any other compensation or state benefit you are entitled to
  • Covers you for accidents at work, at home, on the road and abroad (up to a maximum of 180 consecutive days outside the UK)
  • Children covered from 6 months to 18 years (or 23 in full time education)

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Benefits table
  • InjurySilverGoldPlatinum
    Quadriplegia£125,000£250,000£500,000
    Loss of two or more limbs£50,000£100,000£200,000
    Loss of sight in one eye£25,000£50,000£100,000
    Loss of entire finger or toe£3,750£7,500£15,000
     

It's important to know
  • If you’re a UK resident, aged from 18 to 69 years you are eligible for the Personal Accident Plan. Cover expires at the first premium due date following an insured person’s 75th birthday.

    There are injuries we don’t cover such as those resulting from sickness and disease or self inflicted ones. See the Policy for a full list of limitations and exclusions.

    Please note that the Personal Accident Plan is not an income protection product. It pays a one-off cash sum which you can spend as you wish.